Important Notice!  Due to end of year processing... No Certificate or IRA transactions will be processed on Saturday, December 30th.  Check Card usage may be limited Saturday, December 30th (Noon to 6 pm)  

Our Members are Our Priority

Our Products


Checking Accounts at UFCW Community means no hidden costs but lots of extras.

  • No minimum balance
  • Free Bill Pay
  • Free Home Banking
  • Free E-Statements
  • Unlimited check writing

Savings and Investments


  • Provides a small return on your money…but keeps your money accessible at a moments notice.
  • $5.00 minimum balance
  • $5.00 membership fee
    *minimum $100 balance to receive dividends
  • Free 24 hour home banking and automated phone access

Bamboo Kids Club

A savings account kids can afford:

  • Bamboo's Kids Club is for children ages 0-12
  • $5.00 deposit required to open account
  • No monthly service charge
  • Miminum balance is $5.00

More Benefits of the Bamboo's Kids Club

Children will pick a prize from Bamboo's Treasure Chest when they make a minimum deposit of $10.00 each time they visit.

Super Sonic

The account is interest bearing with slightly less flexibility than a traditional savings account

  • $500 minimum balance
  • Guaranteed return on investment
  • Rates set quarterly
  • No service fees
  • Free 24 hour bank by phone account (Speedy Access)


  • Liquidity of funds is inversely related to interest earned; the longer the term, the greater the return.
  • Guarantee return on investment
  • Requires a minimum deposit, amount may vary with term, interest rate
  • Wide variety of terms, ranging from 6 months to 5 years
  • Penalties charged for early withdrawal of funds

Individual Retirement Accounts (IRA's)

Long term investment, created to supplement your retirement and educational needs.

IRA Pamphlet

Traditional IRA

This plan offers tax-deferred earning and the possibility for tax-deductible contributions. The plan is subject to IRS regulations.

  • No Minimum
  • Deposits allowed at any time.
  • With a traditional IRA you may be able to deduct the contributions made to the IRA from your income taxes. Money can be withdrawn after age 59 1/2 but will be taxed as ordinary income.

Traditional IRA Forms

Roth IRA

This plan offers more incentives to boost retirement savings. Contributions are not tax-deductible, however, earning can be withdrawn tax-free as long as they conform to the plan revisions.

  • No Minimum
  • Deposits allowed at any time.
  • The Roth IRA holds after-tax dollars. By maximizing your contributions, you will add greater tax leverage to your retirement savings. Money can be withdrawn after 5 years and at age 59 1/2 and will not be considered taxable income.

Roth IRA Forms

Coverdell Educational IRA

This is a tax-advantaged saving plan that will help pay for a child's education expenses. Contributions are not tax-deductible; however, earnings can be withdrawn tax-free as long as it is used for the education of a child.

  • No Minimum Balance required to open
  • Deposits allowed until 18th birthday

Coverdell Educational IRA Forms

NCUA insures all IRA's up to $250,000 If you want to learn more about an IRA or are ready to open an account, call or stop in to speak to a Member Service Representative at one of our four convenient branches.