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Loan Rates Share Rates Certificate Rates Fee Schedule

Effective as of: January 19, 2018
Loans
Type of LoanTermAPRMonthly Payment per $1,000 Borrowed
Unsecured LoansUp to 72 Months6.25% to 18.00%$16.70 on a 72-month loan @ 6.25%
Based on Good Credit
50% Share Secured LoansUp to 36 Months9.00%$31.80 on a 36-month loan
Minimum $1,000; Maximum $6,000
100% Share Secured LoansUp to 120 Months5.00%$10.61 on a 120-month loan
Minimum $1,000
 
VISA Classic or Platinumn/a7.90 - 17.90%Unsecured
Visa Disclosures
VISAn/a8.90%Share Secured
MotorcyclesSee car ratesSee car ratesNew or Used
 
First Mortgage Rates
First Mortgage Rate Minimum Down Payment is 5%-
TermRateAPRMonthly Payment per $1,000 Borrowed
15 Years3.875%Yield 3.942% $7.34 per $1,000.00
30 Years4.375%Yield 4.414%$5.00 per $1,000.00
Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be highter.
 
Second Mortgage/ Home Improvements
~ 75% of Appraisal Value, Minus Liens ~
TermAPRMonthly Payment per $1,000 Borrowed
Up to 60 Months6.25%$19.45 on a 60-month loan
61 to 84 Months6.50%$14.85 on a 84-month loan
86 to 120 Months6.75%$11.59 on a 120-month loan
$200,000 Shares Maximum
Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be highter.
 
New and Used Vehicle Loans (2014-2018)
FICO CREDIT SCORE OF 730-850
TermAPR **Monthly Payment per $1,000 Borrowed
36 Months 2.30%$28.78 on a 36-month loan
48 Months 2.35%$21.85 on a 48-month loan
60 Months 2.39%$17.70 on a 60-month loan
72 Months 3.35%*$15.35 on a 72-month loan
*Over $20,000
**Interest rates may vary depending on the credit score, term and year of the vehicle.
 
New and Used Vehicle Loans (2014-2018)
FICO CREDIT SCORE OF 680-729
TermAPR **Monthly Payment per $1,000 Borrowed
36 Months 2.65%$28.83 on a 36-month loan
48 Months 3.10%$22.18 on a 48-month loan
60 Months 3.30%$18.11 on a 60-month loan
72 Months 3.55%*$15.44 on a 72-month loan
* Over $20,000
**Interest rates may vary depending on the credit score, term and year of the vehicle.
 
New and Used Vehicle Loans (2014-2018)
FICO CREDIT SCORE OF 640-679
TermAPR *Monthly Payment per $1,000 Borrowed
36 Months4.05%$29.55 on a 36-month loan
48 Months4.50%$22.80 on a 48-month loan
60 Months4.70%$18.74 on a 60-month loan
* Interest rates may vary depending on the credit score, term and year of the vehicle.
 
Used Vehicle Loans (2011-2013)
TermAPR *Monthly Payment per $1,000 Borrowed
36 Months3.00%$29.08 on a 36-month loan
48 Months3.80%$22.49 on a 48-month loan
*Interest rates may vary depending on the credit score, term and year of the vehicle.
Used Vehicles 2010 and older
TermAPR *Monthly Payment per $1,000 Borrowed
36 Months4.00%$29.52 on a 36-month loan
*Interest rates may vary depending on the credit score, term and value of the vehicle.
 
Life Style Loans
TermAPRMonthly Payment per $1,000 Borrowed
12 - 72 Months6.25 - 18.00%$86.18 on a 12-month loan @ 6.25%
Based on your Good Credit.