Your Path to Growth
Are you in the market for a vehicle and looking for an affordable Auto Loan? Whether it's your first time buying a car or you need to upgrade because you drove your old car for 20 years until the wheels fell off, you are in the right place.
Auto Loans
Buying a car should be easy. At UFCW Community FCU, we make sure you are getting the best deal possible with our auto loans through affordable rates and service focused on you.
Pre-approval Power: Knowledge is king (or queen) at the dealership. Skip the haggling and get pre-approved for an auto loan before you even walk in. It gives you instant bargaining power and saves you the headache of on-the-spot loan decisions.
Competitive Rates, No Gimmicks: We offer competitive auto loan rates, so you can skip the fancy financing schemes and confusing terms.
Financing for All Wheels: Whether you want the latest model or need a pre-owned reliable ride, we have auto loans to fit your budget, with terms up to 84 months.
Auto Loan Refinancing
Do you feel stuck with a high‑interest car payment? Hit the brakes there’s a better road ahead! Refinancing your existing auto loan with UFCW Community FCU could be the money‑saving pit stop you’ve been looking for.
When you refinance with us, you may qualify for lower rates, which can translate into more manageable monthly payments. That means less stress on your budget and more freedom to spend your money on the things that matter, like that road trip you’ve been daydreaming about. (Or a new set of tires… you know, the practical stuff that keeps the adventure rolling.)
Guaranteed Asset Protection
Don’t let a total loss leave you on the hook. Protect yourself with Guaranteed Asset Protection (GAP). This handy service will cover the difference between your loan balance and your car’s total value in case of a total loss. Think of it as a financial safety net – because nobody should be stuck paying for a car that's gone.
Give yourself peace of mind with GAP, available through TruStage.
The insurance offered is not a deposit and is not federally insured by NCUA. The insurance is not guaranteed by the credit union nor an obligation of the credit union. The insurance may lose value.
Current Promotion
*The Annual Percentage Rate (APR) of 3.70% for qualified borrowers who meet certain credit criteria. A 60-month term loan with a 3.70% fixed APR would have monthly payments of $18.28 per $1,000 borrowed. This payment example is for illustration purposes only. Your actual payment may vary and is based on creditworthiness and underwriting factors. Proof of income is required at the time of loan funding. Loan to value requirements may apply. Vehicle must be 2024 or newer with no more than 1,000 miles. Must meet membership requirements and fees may apply. All credit union loan programs, rates, terms and conditions are subject to change without notice. Contact any branch office for full loan details. Rates effective 3/2/2026.