Your Path to Growth
E-Services
| Fee | Amount |
|---|---|
| Speedy Access/Telephone Automated System | FREE |
| Virtual Branch/Online Banking | FREE |
| E-Statements | FREE |
| Bill Payer | FREE |
Member Services
| Fee | Amount |
|---|---|
| Member Share (Minimum Balance Required) | $5.00 |
| Membership Application Fee | $5.00 |
| Account Closure | $5.00 |
| Account History | $1.00 per page |
| Account History From Online Banking | FREE |
| Account Reconciliation/Research | $30.00 per hour |
| Invalid Address / Returned Mail | $5.00 per month |
| Corporate Checks | $3.00 per check |
| Dormant Account (No Activity For 18 Months) | $5.00 per month |
| Statement/Monthly | $2.00 per month |
| Statement Copies | $1.00 per page |
| Statement Copies From Online Banking / e-Statements | FREE |
| Statement Copies Under 18 Years Old/65 and Older | No charge |
| Statement/Quarterly | $2.00 per quarter |
| Stop Payment On Corporate Check | $25.00 |
Visa Check / Debit Card
| Fee | Amount |
|---|---|
| Card Replacement (Lost/Stolen) | $7.00 |
| Card Replacement (Lost/Stolen) - Rush / Overnight Mailing | $75.00 |
| Maintenance | $1.00 per month |
| NSF / Overdraft Privilege / Courtesy Pay* ** | $35.00 per item |
| Empty ATM Deposit Envelope | $25.00 |
| Disputes (Denied) | $15.00 each |
Visa Credit Card
| Fee | Amount |
|---|---|
| Cash Advance | $5.00 |
| Late Payment (Assessed by Visa) | $20.00 |
| Returned Payment (Assessed by Visa) | $20.00 |
| Pay By Phone Payment | $5.00 |
| Pay Through Website - Online | FREE |
Checking / Share Draft Accounts
| Fee | Amount |
|---|---|
| Copy of Check / Draft (Within the Past two Years) | $5.00 per check |
| From Online Banking | FREE |
| Copy of Check (Over two Years Old) | $8.00 per check |
| Non-Sufficient Funds (NSF) / Uncollected Funds | $35.00 per item |
| Personalized Checks | Varies with style chosen |
| Direct Deposit or 55 and Older | FREE |
| Replacement Check Re-Order Form | $5.00 |
| NSF/Returned Check / ACH Item | $35.00 per item |
| Overdraft Privilege / Courtesy Pay*** | $35.00 per item |
| Returned Deposited Check | $20.00 per item |
| Stop Payment (ACH Item, Single Check or Check Series) | $25.00 |
Individual Retirement Account (IRA)
| Fee | Amount |
|---|---|
| IRA Transfer Fee (Excludes Member Financial Services) | $25.00 |
Loans
| Fee | Amount |
|---|---|
| Application Fee | $5.00 |
| Extension Fee | No charge |
| Late Payment | $15.00 |
| Modification Fee | $25.00 |
| Loan Payment Coupon Book Replacement Fee | $5.00 |
Wires
| Fee | Amount |
|---|---|
| Outgoing Continental U.S. | $30.00 |
| Outgoing International | $50.00 |
| Incoming Wire | No charge |
Other
| Fee | Amount |
|---|---|
| Legal Order (Subpoena or Writ of Execution) | $100.00 |
| Domestic Relations & Levy | $50.00 |
| Gift Cards | $1.00 each |
| Personal Document Copies (Member’s Request) | $1.00 per page |
| Personal Document Faxes (Member’s Request) | $1.00 per page |
A fee may be imposed for either an EFT or a balance inquiry at an ATM by either the ATM operator or by any network used to complete the transfer.
*Accounts will be assessed the Overdraft Privilege/Courtesy Pay Fee(Standard or Extended Coverage) for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid. An overdrawn balance must be repaid within 32 days. We may not pay items under your Overdraft Privilege limit if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty-two (32) day period for a minimum of 24 hours, if you default on any loan or other obligation to us or if your account is subject to any legal or administrative order or levy.
**A Non-Sufficient Funds (NSF) Fee is assessed each time an item is presented against insufficient funds. Any item (check, ACH, or other electronic transaction) that is initially returned to the payee because the available balance in your account was not sufficient to cover the item can be represented by the payee for payment multiple times, which is beyond our control. We may charge an Overdraft Privilege/Courtesy Pay Fee or Non-Sufficient Funds (NSF) Fee regardless of the number of times an item is presented to us for payment against insufficient funds, and regardless of whether we pay or return the item.