Your Path to Growth

Let's be real: watching your savings account minimally grow is about as exciting as watching paint dry on a Monday night. UFCW Community FCU's Share Certificates help boost your savings and get ahead in your financial life.

Strategic Savings with Share Certificates

Share Certificates represent the credit union's spin on the classic Certificates of Deposits (CDs) you'd typically come across at a bank. Think of them as CDs, but with a lot less of the traditional banking flair. They offer a fresh and friendlier approach to locking in your savings! You lock in your cash for a set time, and we reward you with a higher rate than you'll see in an ordinary savings account. 

Need extra cash for that vacation you keep putting on hold? We offer short-term Share Certificates to get you there faster. Planning on finally buying a house and ditching your landlord? Lock in a longer term and watch your down payment grow like a boss.

Here's the Deal with Share Certificates

  • Minimum Deposit: $500 (enough to ditch that leaky coffee can fund)

  • Fixed Dividend Rates: Predictable growth without the rollercoaster drama of the stock market

  • Terms: Pick a timeframe that fits your goals (from six months to five years)

  • IRA Options Available: Secure your retirement with IRA Certificates

Ready to see your savings thrive instead of staying on standby? Open your Share Certificate today!